Terms of Service
LRM Insurance Services, Inc.
1. Introduction
– 1.1 Acceptance of Terms
By accessing or using the services provided by LRM Insurance Services, Inc., you agree to abide by these Terms of Service. If you do not agree with any part of these terms, please refrain from using our services.
– 1.2 Purpose of the Agreement
This agreement establishes the understanding between LRM Insurance Services, Inc. and you, the user, outlining the terms and conditions that govern the use of our services.
– 1.3 Scope of the Agreement
These terms apply to all users accessing our website or utilizing our services, emphasizing our dedication to maintaining the privacy and security of your information.
2. Use of Services
– 2.1 Eligibility
You must be of legal age and have the legal capacity to enter into agreements to use our services. By using our services, you affirm that you meet these criteria.
– 2.2 Account Creation
To access certain features of our services, you may be required to create an account. You are responsible for maintaining the confidentiality of your account information.
– 2.3 Prohibited Activities
Users are prohibited from engaging in any activities that violate the law or our policies, including but not limited to unauthorized access, data mining, or any action that may disrupt the functionality of our services.
– 2.4 Service Availability
While we strive to ensure uninterrupted service, LRM Insurance Services, Inc. reserves the right to modify, suspend, or discontinue any part of the services at any time.
3. Intellectual Property
– 3.1 Ownership
All content and materials on our website, including but not limited to text, graphics, logos, and images, are the property of LRM Insurance Services, Inc. and are protected by intellectual property laws.
– 3.2 License
Users are granted a limited, non-exclusive license to access and use the services for personal or business purposes. This license does not include the right to modify, reproduce, or distribute any content from our website without explicit permission.
– 3.3 User Contributions
Users may submit content to our platform. By doing so, users grant LRM Insurance Services, Inc. a worldwide, non-exclusive, royalty-free license to use, reproduce, and distribute the content within the scope of our services.
4. Privacy Policy
– 4.1 Information Collection
Our Privacy Policy outlines how we collect, use, and protect your information. By using our services, you agree to the practices described in the Privacy Policy.
– 4.2 Consent
By using our services, you consent to receiving communications from LRM Insurance Services, Inc. related to your use of the services.
– 4.3 Third-Party Links
Our services may contain links to third-party websites. LRM Insurance Services, Inc. is not responsible for the privacy practices or content of these external sites.
5. User Responsibilities
– 5.1 Accuracy of Information
Users are responsible for providing accurate and up-to-date information when using our services, including but not limited to account registration and insurance-related details.
– 5.2 Security
Users are responsible for maintaining the security of their accounts and are advised to promptly notify LRM Insurance Services, Inc. of any unauthorized access or suspicious activities.
– 5.3 User Conduct
Users agree to use our services in compliance with all applicable laws and regulations and refrain from engaging in any activity that may harm LRM Insurance Services, Inc. or other users.
6. Limitation of Liability
– 6.1 Disclaimer
LRM Insurance Services, Inc. is not liable for any direct, indirect, incidental, consequential, or punitive damages arising from the use or inability to use our services.
– 6.2 Indemnification
Users agree to indemnify and hold LRM Insurance Services, Inc. harmless from any claims, damages, or losses arising from their use of the services.
– 6.3 Service Warranties
LRM Insurance Services, Inc. does not provide any warranties or guarantees regarding the accuracy, reliability, or completeness of the information provided through our services.
7. Termination
– 7.1 Termination by User
Users may terminate their account at any time by following the designated procedures.
– 7.2 Termination by LRM Insurance Services, Inc.
LRM Insurance Services, Inc. reserves the right to terminate or suspend user accounts for violations of these Terms of Service or any applicable laws.
– 7.3 Effect of Termination
Upon termination, users lose access to certain features and content associated with their accounts.
8. Modifications to Terms
– 8.1 Updates
LRM Insurance Services, Inc. may update these Terms of Service at any time. Users will be notified of significant changes, and continued use of our services implies acceptance of the updated terms.
– 8.2 Review
Users are encouraged to review these Terms of Service periodically to stay informed about any changes.
– 8.3 Notice of Changes
Major updates to the Terms of Service will be communicated to users through prominent notices on our website or direct communications.
9. Governing Law
– 9.1 Applicable Law
These Terms of Service are governed by and construed in accordance with the laws of Florida. Any disputes arising from these terms will be subject to the exclusive jurisdiction of the courts in Florida.
– 9.2 Dispute Resolution
LRM Insurance Services, Inc. encourages users to resolve any disputes through amicable negotiations before pursuing legal action.
– 9.3 Class Action Waiver
Users agree to waive their right to participate in class action lawsuits against LRM Insurance Services, Inc.
10. Contact Information
– 10.1 How to Contact Us
For questions or concerns regarding these Terms of Service, please contact us.
– 10.2 Customer Support
Our dedicated customer support team is ready to assist you with any inquiries or assistance you may need.